Buying a house in Curacao: everything you need to know

Your own place in the sun, surrounded by white beaches and azure waters. Sound like a dream? It can be your reality. Whether you are looking for a vacation home, an investment, or a permanent home, buying a home in this Caribbean paradise offers endless possibilities.

Buying a house in Curacao also brings questions. How does property law work? Which neighborhood suits your lifestyle best? And how do you make sure you make the right choices without unexpected surprises?

In this blog, we will take you through the process step by step. We will give you practical tips and clear insights with which you will start your Curacao adventure well prepared. So: ready for the next step? Read on quickly and discover how your dream house becomes reality.

Why buy a house in Curacao?

Curacao offers many advantages for home buyers. Foreigners can buy real estate without restrictions, and a residence permit is not required for the purchase. This makes the process accessible and clear.

For investors, Curacao also offers tax advantages, such as no wealth tax and attractive rates for rental income and capital gains. This makes the island attractive for those looking for an investment or a carefree lifestyle.

Popular areas to live in Curacao

Pietermaai District

This historic area combines colorful colonial architecture with a lively atmosphere of cafes, restaurants and cultural events. Perfect for lovers of city life with a unique charm.

Jan Thiel

This area is an ideal family vacation destination, offering luxury homes, amenities such as shopping and dining, and direct access to beautiful beaches.

Blue Bay

An exclusive resort area with a private beach, golf courses and luxury facilities. Suitable for those who want to experience a holiday feeling every day.

West Point and East Point

Peace seekers and nature lovers feel at home in these quiet regions with lots of privacy and nature. Ideal for a relaxed lifestyle.

The process of buying real estate in Curacao

1. Orientation and research

It is important to orient yourself well and use reliable real estate platforms and local reliable brokers . They help you compare homes and understand the market.

2. Financial planning

Make an overview of all costs, including notary fees, transfer tax and maintenance. First prepare yourself financially and research mortgage options, before you start exploring the housing market.

3. Sales agreement and property registration

A notary is essential to register property rights.

Financing options and mortgages

Mortgages are available to foreign buyers, but often require a minimum deposit. Alternative financing options such as equity can also be considered. Interest rates and terms vary by bank. Comparing options is essential and should therefore be done in advance.

Legal matters and forms of ownership

Curacao has three types of ownership:

1. Full ownership : you own both the land and the building.
2. Leasehold : you have the right to use land that remains the property of the government and for which an annual leasehold fee must be paid
3. Rent : You only have the right to live without any property rights.

In addition, you must take into account taxes such as property tax (OZB).

Cost overview and budget planning

In addition to the purchase price, you must take into account additional costs such as:

• Notary fees
• Registration costs
• Annual taxes
• Maintenance

Make a detailed financial plan and have a valuation done. This prevents unexpected surprises.

Investing in real estate as a holiday home

A vacation rental can generate good income through platforms such as Airbnb. Pay attention to permits and taxes. Choose professional property management if you cannot manage it yourself.

Common mistakes and tips

• Don't forget a home inspection : This prevents hidden defects and unexpected costs.
• Work with a reliable local real estate agent : We know the market and help you avoid pitfalls.

Please contact us

Want to find your dream home in Curacao? Contact us for professional advice and a smooth buying experience!