Everything you need to know about the currency of Curacao

You’ve booked your tickets, packed your sunscreen, and mentally explored the beaches of Curacao – but have you thought about how you’re going to pay there? Although Curacao is known as a tropical paradise, the currency in Curacao often raises questions for travelers. Should you bring euros or something else? And where is the best place to exchange money in Curacao?

What exactly is the Curacao guilder, and can you also use it with other currencies? You are not the only one with questions. Travelers are often confused by the different currencies in the former Netherlands Antilles. In this blog, we will take you through everything you need to know about the currency of Curacao. From using an ATM in Curacao to ordering Antillean guilder coins before you leave. You will soon be perfectly prepared for your trip.

What is the currency in Curacao?

Curacao uses the Antillean Guilder (ANG) as its official currency, also known as the Curacao Guilder. This Guilder is linked to the US Dollar (USD), with a fixed exchange rate of 1 USD = 1.79 ANG. This makes the Antillean Guilder a stable currency, ideal for travelers who are used to a reliable exchange rate.

The Curacao guilder comes in both coins and banknotes. You will find these Antillean guilder coins and banknotes everywhere on the island, from supermarkets to beach bars and local markets. The system is simple, and with the link to the dollar, you don't have to worry about fluctuating exchange rates.

Whether you are having a drink on a terrace or buying a souvenir, you can use the Curacao guilder anywhere on the island.

Can you pay with euros in Curacao?

Although the Euro is not the official currency of Curacao, there are plenty of places where you can use it. Think of larger hotels, popular restaurants and tourist shops; here the Euro is sometimes accepted. But beware: the exchange rate you get is often less favorable than the fixed rate that the US dollar has.

It is wise to exchange your euros for Antillean guilders or US dollars. You can do this directly at the airport, at banks, or in recognized exchange offices in the city. This way you avoid paying too much and you have the right currency in your pocket for everyday expenses.

At local markets, where you can buy fresh mangoes, tropical souvenirs or typical Curacao snacks, it is best to pay with the Curacao guilder. Many market stalls do not accept euros, and converting on location can be cumbersome. It is also useful to have the correct currency with you when buying a day ticket for the bus or a bottle of water in a local supermarket.

Where can you exchange money in Curacao?

When you arrive in Curacao and want to exchange your euros to the Antillean Guilder (ANG), there are several options to do this. The first and perhaps most accessible place to exchange money is right at Hato International Airport. Here you will find exchange offices that can provide you with local currency right away. Handy if you want to take a taxi or bus right after arrival without any hassle.

However, if you want a better rate or lower transaction costs, it is best to go to a local bank or a recognized exchange office in the city, such as in Willemstad. Well-known banks such as Banco di Caribe and Maduro & Curiel's Bank have branches where you can easily exchange. At these banks you often get a more favorable rate than at the airport and you also have the possibility to exchange larger amounts at lower costs.

You can also opt for recognized exchange offices in tourist areas, for example around the Handelskade in Willemstad. These offices sometimes have flexible exchange rates, especially if you are exchanging large amounts. It can be useful to inquire about the current rate in advance and to ask about any transaction costs. Some exchange offices may charge a small percentage as a service fee, so it is a good idea to check this.

Can I use my debit card in Curacao?

Yes, fortunately, withdrawing money from an ATM in Curacao is very possible, and it works almost as easily as at home in the Netherlands. You will find ATMs all over the island, especially in the busy areas of Willemstad, such as the Punda district and around the Handelskade. Here you can withdraw money without any problems with your Dutch bank card or credit card. Most ATMs accept cards from major international networks such as Maestro, Visa, and Mastercard.

When withdrawing money, you can choose between Antillean Guilders (ANG) and US Dollars (USD). This is useful if you are planning a day trip to a nearby island, for example, dollars can be practical because you can often use them without additional exchange costs.

Please note that some Dutch banks charge transaction costs for withdrawing money in a different currency. This varies per bank, so check the terms and conditions of your own bank in advance to avoid surprises. Often you pay a fixed amount per transaction or a percentage of the amount withdrawn.

Let’s say you’re withdrawing money at the Renaissance Mall in Willemstad, which is a popular tourist destination. There’s often a line at the ATM, so be prepared to wait a while. You can also withdraw money at gas stations along the main roads – ideal if you’ve rented a car and are heading to one of the beaches, such as Playa Lagun or Cas Abao. Some ATMs even give you the option to withdraw both guilders and dollars, which is nice if you want some flexibility in your spending.

Tip: When choosing an amount to withdraw, some ATMs ask you whether you want to settle the transaction in euros or local currency. Always choose the local currency to avoid double conversion fees!

Payment methods in Curacao: cash or card?

In Curacao, you have the best of both worlds when it comes to paying. Both cash and debit cards are widely accepted, but there are a few nuances you should keep in mind. Cash is still the preferred means of payment on the island, especially at smaller shops, local markets and food stalls. Think for example of the famous Marshe Bieuw in Willemstad, where you can taste delicious local dishes. Here, cash is usually preferred, and paying with a debit or credit card is often not possible.

However, credit cards are also useful, especially in larger cities and tourist areas. Hotels, restaurants and larger shops, such as those in Renaissance Mall or Sambil Shopping Mall, generally accept Visa and Mastercard. Be aware that some smaller eateries or local bars, such as the iconic Netto Bar in the Otrobanda district, may only accept cash. So having some cash on you will always be flexible.

Tip: Order Antillean guilders before departure

Consider ordering Antillean guilders in advance from your local bank in the Netherlands. This can often be cheaper than exchanging money on the island itself, especially if the local exchange rate is a bit higher. It also gives you the peace of mind that you can pay immediately, for example for a taxi or a snack at the airport.

In some cases, you can easily order Antillean guilders at banks such as Rabobank or ING. This can be useful if you are going to a remote location immediately after arrival and do not want to be dependent on ATMs or exchange offices.

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With these tips you are ready for your stay in Curacao and can enjoy yourself without any hassle with your money matters. Whether you pay cash for your daily expenses or use your credit card in the tourist areas, you are fully prepared.

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